Step 2: Earnings
Your Social Security retirement benefits are calculated based on your earnings in covered employment.
To calculate your Social Security retirement benefits, you will need a record of your earnings from Social Security. Follow the steps below to get your earning record.
Do you have a copy of your earnings record?
MYSOCIALSECURITY
MySocialSecurity is the Social Security Administrations online service. With a MySocialSecurity account , you can download a copy of your earnings record to use for this question.
Login or signup online for a MySocialSecurity using this link.